Motor Breakdown Insurance Covers

  Level 1 Level 2 Level 3 Level 4
UK Roadside Assistance
Local Tow
Nationwide Recovery  
Onward Travel  
Assistance at Home    
European Assistance      
Repatriation from EU      

Rates from 1st August 2020

Private cars & Commercial vehicles up to and including 3.5 tonnes £45.98* £57.28* £78.11* £148.91*
Commercial vehicles over 3.5 tonne up to and including 7.5 tonnes £57.48* £68.56* £82.27* £182.92*
Commercial vehicles over 7.5 tonne up to and including 44 tonnes £57.48* £83.79* £100.55* £321.13*

Rates for policies incepting prior to 1st August 2020

Private cars & Commercial vehicles up to and including 3.5 tonnes £39.31* £48.98* £66.71* £106.03*
Commercial vehicles over 3.5 tonne up to and including 7.5 tonnes £44.14* £58.57* £70.34* £130.34*
Commercial vehicles over 7.5 tonne up to and including 44 tonnes £49.14* £71.64* £85.96* £228.64*

*prices exclude insurance premium tax



  • UK Roadside Assistance: Roadside assistance to try to restart or mobilise the vehicle
  • Assistance at Home: Attendance at the home address if the vehicle breaks down
  • Local Tow: If we cannot restart the vehicle at the roadside, it will be towed to a local garage or the home within 15 miles
  • National Recovery: If we cannot restart the vehicle at the roadside, and a local repair is not possible, we will tow the vehicle, customer and passengers to a local garage or home address anywhere in the UK
  • Onward travel: When a local repair is being carried out locally a hire car can be provided (48 Hours) or public transport for the customer to continue their journey
  • European Assistance: If the customer breaks down abroad we will attend at the roadside or tow the customer and their vehicle to a local repairer. Overnight accommodation or replacement vehicle can be provided whilst the vehicle is being repaired
  • Repatriation from EU: If the vehicle cannot be repaired abroad, we will look to repatriate the vehicle and passengers back to the UK