Products

Rural Insurance offers products with an extensive range of cover options to meet all your clients farming requirements.

Our products are designed to protect the assets and insure the liabilities of agricultural and rural based businesses, while also reducing their exposure to risk through providing effective risk management assistance and advice.

We know that the rural economy doesn’t stand still which is why we are continually evolving and improving our products to meet the changing needs of your clients.


  • farm combined insurance

    Farm Combined insurance

    One policy that can protect buildings, machinery, livestock, environmental impairment liability, house & contents. And in a time when diversification is so important to the survival of modern farms, the policy offers cover for B&B, holiday lets, shoots and camping.

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  • farm motor insurance

    Farm Motor insurance

    Designed to keep you moving in the right direction, we can cover agricultural vehicles of all shapes and sizes; private cars and commercial goods vehicles... all under one policy. You can start with just one vehicle and add cover for others at renewal or as your business grows.

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  • rural business motor insurance

    Rural Business Motor insurance

    Our business motor insurance is an innovative product available for a wide range of trades and occupations, with the ability to combine commercial vehicles, private cars, and even motorised horseboxes with up to 8 vehicles on one policy.

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  • smallholders

    Smallholders insurance

    Our Smallholders insurance is designed specifically to cater for smallholdings and small working farms of less than 50 acres, filling an important gap in the market for these smaller farming risks.

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  • Motor Breakdown Insurance

    Motor Breakdown insurance

    Provided by National Breakdown, our Motor Breakdown insurance is available at 4 different levels of cover for private cars and commercial vehicles.

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  • renewable energy

    Renewable Energy insurance

    Increasingly, farmers and landowners are diversifying into the production of electricity to generate their own energy source and to create a new income stream from the payment of government incentives.

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  • livestock

    Livestock insurance

    Our livestock policy provides all risks cover for specified animals and whole herds as a result of loss, destruction, damage, death, injury, illness and disease.

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