Farm Motor Insurance

Our farm motor insurance is designed to keep people moving in the right direction covering everything from private cars and commercial goods vehicles through to agricultural vehicles of all shapes and sizes... all under one policy.


Private cars, agricultural and commercial vehicles

  • Comprehensive, third party fire and theft or third party cover
  • New for old replacement on private cars and light commercial vehicles following total loss accident, fire or theft
  • Agricultural trailers attached and detached automatically covered up to £30,000 in value each
  • Replacement glass cover with automated billing
  • Replacement locks following attempted theft
  • Driving abroad cover for private cars for up to 3 months per annum in EU countries
  • Generous no claims discount and garaging discount

Legal liability for death, injury and damage

  • Third party liability and legal costs incurred

Personal injury and medical expenses

  • Medical expenses for the Insured and spouse/domestic partner for death or loss of limbs/sight

Personal effects cover

  • Cover for belongings in your vehicle

*** NEW *** Security discount

  • 7.5% security discount on all agricultural vehicles that are fitted with a THATCHAM approved immobiliser

Direct to Underwriter

Contact our expert underwriting team direct for a quotation. Send your quotes into newbusiness@ruralinsurance.co.uk or contact a member of our underwriting team.

Click on the links below to download your policy documents.

At Rural Insurance we understand the importance of the claims service for your clients.

In the event of a claim you or your client should contact our claims team directly at the following address. Please download and complete the claims form to support your claim and send to:

Agrical Limited
The Old Estate Office
56 Leeds Road
Tadcaster
North Yorkshire
LS24 9HB
Tel: 01937 838050
Fax: 01937 838053
Email: ruralinsurance@agrical.com